Filing a claim with your insurer after your roof suffered storm damage can be complicated. To help you navigate the insurance claims process, Brewster Roofing LLC walks you through the steps.
Document the Signs of Storm Damage
As soon as it’s safe to go outside, document the damage. Before you can file a claim, your insurer will require proof that the roof damage was caused by a storm, not poor maintenance or other negligence on the homeowner’s part. Remember: improper maintenance can void your insurance policy. It’s also a good idea to ask experienced roofing contractors to inspect your roof for signs of storm damage—some contractors offer free inspections.
Get an Estimate From a Local Contractor
You’ll need to ask local roofers for an estimate to repair the damage, which your insurer will need for your claim. Once you have the necessary documents, submit them to your insurer right away. Without prompt repair, the damage to your roof might affect other parts of your home. If that happens, it can be nearly impossible to differentiate storm damage from damage caused by neglect.
Roofers recommend keeping a record of all the maintenance your roof has undergone, along with a copy of your insurance policy.
Meet With an Insurance Adjuster
Once the insurer processes all the necessary documents, they’ll send an insurance adjuster to your home to assess the extent of the roof damage and determine your insurance payout. Don’t feel intimidated while talking to the adjuster; they should be able to address any concerns you may have. If you’re having trouble filing an insurance claim, some roofing contractors offer insurance claim processing assistance.
Brewster Roofing LLC has been providing professional roofing services, including roof replacement services and insurance claims processing assistance, to local residents since 1964. To request a quote, call us at (913) 915-5234 or fill out this form.